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Welcome to the Credit Ombudsman Service


The Credit Ombudsman Service Limited (COSL) is the external dispute resolution scheme for the non bank credit industry, approved by the Australian Securities and Investments Commission (ASIC).


The Credit Ombudsman Service is a free and independent external dispute resolution (EDR) scheme. It provides consumers with an alternative to legal proceedings for resolving disputes with participating Members of the scheme operating in the Credit marketplace.





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